Terms of Service

I. Introduction & Acceptance of Terms

Welcome to Lenderna.com (the “Website”), operated by Standard Data Technologies LLC (“Lenderna,” “Company,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of the Website and any related services (collectively, the “Services”).

By accessing, browsing, or using the Website or Services, you agree to be bound by these Terms, including all policies referenced herein (e.g., Privacy Policy). If you do not agree with any part of these Terms, you must not use the Website or Services.

II. Nature of Services

Lenderna provides an online platform to connect business owners with third-party lenders and financial service providers that may offer business loans or other financial products.

Lenderna is NOT a lender, bank, financial institution, broker, or advisor. We do not make lending decisions, underwrite credit, issue loans, or guarantee approval for any financial product. All financial products and services are offered by independent third parties.

You acknowledge and agree:

• Lenderna is only an intermediary to help you connect with service providers.

• Any agreement for lending or financial products is directly between you and the third-party provider.

III. Eligibility

You must be at least 18 years old and legally able to form a binding contract to use the Website or receive Services. By using the Website, you represent and warrant that you meet these eligibility requirements.

IV. Your Information & Accuracy

When you submit a funding request or contact form, you agree that:

• All information you provide is truthful, accurate, and up to date.

• You will update your information if it changes.

• You are authorized to share any information you provide.

Personal information submitted through the Website is used and disclosed according to our Privacy Policy.

V. Communications & Consent

By providing your contact information (email, phone, SMS number) through the Website, you consent to receive communications from:

• Lenderna

• Our partners (lenders, service providers)

• Third parties in connection with your inquiry

Communications may include:

• Email

• Call (including autodialed or machine-generated)

• SMS/text message

Consent is not a condition of purchase. You may opt out of certain communications according to instructions in the Privacy Policy and/or by following opt-out directions included in messages.

VI. Use Restrictions

You agree NOT to:

• Use the Website for unlawful purposes

• Copy, modify, or distribute any part of the Website

• Use bots, scrapers, or similar tools

• Impersonate another person or entity

• Interfere with the Website’s operation

Violations may result in termination of access or legal action.

VII. Third-Party Websites & Content

The Website may link to or integrate with third-party sites or services (e.g., lenders, data sources). We do not control and are not responsible for their content, privacy practices, or terms. Your interactions with third parties are solely between you and that third party.

VIII. Intellectual Property

The Website and all content, logos, designs, and code are owned by Standard Data Technologies LLC or its licensors and are protected by copyright, trademark, and other laws.

You are granted a limited, non-exclusive license to use the Website solely for your personal, non-commercial use.

IX. Disclaimers

THE WEBSITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT ANY WARRANTIES, EXPRESS OR IMPLIED. Lenderna DOES NOT GUARANTEE ACCURACY OF INFORMATION, AVAILABILITY OF FINANCING, OR OUTCOMES.

X. Limitation of Liability

To the maximum extent permitted by law, in no event will Standard Data Technologies LLC or its affiliates be liable for:

• Damages arising from your use of the Website

• Loss of data, profits, business interruption, or other damages

This limitation applies even if Lenderna knew of the possibility of such damages.

XI. Indemnification

You agree to defend, indemnify, and hold harmless Standard Data Technologies LLC from any claims, liabilities, losses, expenses, or damages arising out of your use of the Website or violation of these Terms.

XII. Governing Law

These Terms are governed by the laws of the State of [State where LLC is formed or operates] without regard to conflict of law principles.

XIII. Modifications

We may revise these Terms at any time by posting the updated version to the Website. Your continued use of the Website after revisions signifies acceptance of the updated Terms.

XIV. Contact

This Website is operated by Standard Data Technologies LLC.

For questions about these Terms or the Website, contact us at: legal@lenderna.com